Motor Insurance: Drive with Peace of Mind
Protecting Your Vehicle with the Best Motor Insurance in Qatar
Whether you need legally mandated Third-Party Liability or comprehensive motor insurance coverage, Savoy Insurance Brokers help you compare, select, and arrange the most suitable Motor Insurance solutions in Qatar through trusted insurers.
We simplify the process by offering expert advice, transparent comparisons, and seamless claim support so you can choose the right motor insurance with confidence.
GET A QUICK QUOTE SUBMIT A CLAIMMotor Insurance Plans
We help you access flexible and comprehensive motor insurance solutions from reliable insurers, carefully tailored to match your coverage needs, budget, and driving requirements in Qatar.
| Plan | Repair Condition | Key Coverage Highlights |
|---|---|---|
| Gold Comprehensive | Comprehensive Protection & Agency Repair |
• Covers damage to your vehicle and third party • Fire & theft protection • Agency Repair up to 5 years • Nil depreciation on original spare parts • 24/7 Road Assistance • Car Replacement |
| Standard Comprehensive | Approved Workshop | Covers damage to your vehicle and mandated Third Party Liability. Access to approved garages. |
| Third Party Liability (TPL) | Legal Compliance | Covers legal liability for property damage or bodily injury caused to others. |
Why Savoy Insurance brokers?
We offer customized motor insurance plans based on client needs from different insurance companies and assist with seamless and fast claim settlement.
Customized Plans
Best available options in the Qatar market.
Add-on Benefits:
- Agency Repair
- Nil depreciation on spare parts
- 24/7 Road Assistance
- Car Replacement
Prompt Claims Settlement
At Savoy Insurance Brokers, we assist clients in registering motor insurance claims directly with the insurance company. Our team ensures that the entire claims process is handled efficiently and smoothly, from documentation to follow-up, helping you receive timely and hassle-free settlements. We are committed to minimizing delays and making the claims experience as straightforward as possible for our clients.
Detailed Coverage Snapshot
| Feature | Description |
|---|---|
| Own Damage | Covers repair costs for damage to your car in case of accidents. |
| Third Party Liability | Mandatory legal coverage for damages to others. |
| Agency Repair | Official dealership repair for vehicles up to 5 years with nil depreciation. |
| Fire & Theft | Protection against loss due to fire or theft. |
| Windscreen Damage | Covers repair or replacement of windscreen. |
Frequently Asked Questions
Here are some frequently asked questions and answers regarding motor insurance in Qatar:
General Policy Questions
Is motor insurance mandatory in Qatar?
Yes, at a minimum, third-party liability insurance is required by law.
What is the difference between Third-Party Liability (TPL) and Comprehensive insurance?
TPL covers damage or injury you cause to other people and their property.
Comprehensive covers TPL, plus damage to your own vehicle from accidents, theft, fire, vandalism, and natural disasters.
How long is a policy valid?
Most motor insurance policies are valid for one year (12 months).
How is the premium (cost) calculated?
The premium is typically calculated as a percentage of your vehicle’s value, taking into account factors like the car’s age, type, and your claims experience.
Accidents and Claims Process
What should I do after an accident?
- Ensure the safety of all individuals involved and move to a safe area if possible.
- Immediately inform the traffic police and obtain an official police report. A police report is mandatory for all motor claims in Qatar. For minor accidents, you can report via the Metrash2 app.
- Notify your insurance provider and submit the claim with the required documentation.
What documents are needed to file a claim?
You typically need a copy of the police report, vehicle registration (Istimara), driving license, and Qatar ID.
Where can I repair my car after a claim?
Repairs are typically carried out by an insurer-approved garage or workshop. For new vehicles, some policies offer agency repairs and no spare part depreciation.
What is a "total loss"?
A vehicle is generally considered a total loss if the cost of repairs exceeds a certain percentage (e.g., 65%) of its market value, or if it is damaged beyond repair.
Renewals and Coverage
What is required to renew my car insurance?
You will need a valid Qatar ID, car registration (Istimara), and recent photos of the vehicle (if the previous policy has expired).
Is roadside assistance included?
Roadside assistance is often an optional add-on or included as a feature in comprehensive plans.
Does my policy cover off-road driving (e.g., in the desert)?
Basic policies may not; you might need to purchase an additional cover or specific off-road insurance if you plan to drive on unpaved terrains.
Does my insurance cover travel to other GCC countries?
GCC cover is an optional extension that can be added to your policy to provide coverage when travelling to other Gulf Cooperation Council member state
Contact Us
Phone
Address
Savoy Insurance Brokers
Office no 104, 1st Floor
Safwa 26, Barwa Commercial Avenue
Doha, Qatar
Make an Appointment