Medical Insurance: Secure Your Health and Future
Comprehensive Medical Insurance for Individuals and Businesses in Qatar
At Savoy Insurance Brokers, we provide professional guidance to help individuals and businesses access suitable medical insurance solutions from a wide range of licensed insurance companies in Qatar. With over 15 years of market presence, our qualified technical and customer service team assists clients in arranging Individual and Group Medical Insurance plans.
SUBMITCustomized Health Insurance Plans
Our experienced technical and customer service team helps you identify the right Individual Medical Insurance or Group Medical Insurance plan to suit your needs.
For Individuals & Families
| Plan Type | Description | Key Target Keyword |
|---|---|---|
| Individual Health Insurance Qatar | Flexible plans from essential to premium coverage including outpatient, inpatient and diagnostics. Ideal for individuals seeking personal health insurance solutions. | Individual Health Insurance Qatar |
| Visitor Medical Insurance | Mandatory medical coverage for visitors to Qatar, designed to cover emergency medical needs. | Single Health Insurance |
For Businesses & Employees
| Plan Type | Description | Key Target Keyword |
|---|---|---|
| Group Health Insurance | Plans tailored for SMEs and large corporates providing access to a wide healthcare network. | Group health insurance |
| Group Medical Insurance | Flexible and comprehensive health coverage that helps businesses support employees and improve retention. | Group medical insurance |
Why Savoys Insurance Brokers?
Adaptable Plans & Customization
We provide expert guidance and recommend flexible coverage options to ensure your health insurance fits both your needs and budget.
Claims Support & Ongoing Service
End-to-end claims support acting as a liaison between you, healthcare providers, and insurers for a seamless claims process.
Comprehensive Details of the Cover
The following benefits are usually included depending on the selection of plan:
| Coverage Category | Includes |
|---|---|
| Emergency Medical Assistance | Emergency room visits and COVID-19 coverage. |
| Hospitalization Benefit | Inpatient room charges, doctor fees, surgery, anesthesia, diagnostics and medication. |
| Outpatient Benefit | Consultations, medicines, lab tests, CT scans, X-rays and MRIs. |
| Optional Dental Benefit | Routine dental checks, extractions and major dental care. |
| Optional Vision Benefit | Eye tests, prescription glasses or contact lenses. |
| Optional Maternity Benefit | Pregnancy related care as per policy terms. |
Frequently Asked Questions (FAQ)
Coverage and Benefits
What does a typical group medical insurance plan cover?
Group medical insurance covers outpatient and inpatient medical treatment within an approved network on a direct billing basis. Coverage typically includes doctor visits, hospitalization, surgical procedures, prescription medications, laboratory tests, scans, and X-rays.
What is the minimum number of employees required to obtain to group medical policy in Qatar ?
The minimum number of employees needed for a group medical insurance policy in Qatar depends on the insurer and the type of plan.
Many insurers require at least 10 employees for a standard group medical plan.
Some insurers offer plans for smaller groups, starting from 2 to 5 employees.
Are dental and optical included?
These benefits are optional and can be added to the plan by the employer
Is maternity covered?
Maternity is often an optional group benefit. If selected, it typically applies to married females aged 15 to 50.
Are pre-existing and chronic conditions covered?
Group policies provide coverage for pre-existing and chronic conditions either up to the overall policy limit or subject to a sub-limit, depending on the specific terms and conditions of the policy.
Claims and Access to Care
How does direct billing (cashless) work?
Members present their insurance card or QID at a network provider. The provider bills the insurance company directly, and the member only pays any applicable co-payment or deductible.
What is a TPA?
A Third Party Administrator (TPA) acts as an intermediary, handling claim processing and approvals between the insurance company and the policyholder.
What if I visit a doctor outside the network?
You will typically need to pay upfront and then submit a claim for reimbursement. Claims are settled based on reasonable and customary charges, in accordance with the terms agreed in the policy.
When is pre-authorization required?
Pre-authorization is required before receiving care in the following situations:
• All hospital admissions
• All surgical procedures
• Major outpatient diagnostic tests, such as MRIs or CT scans
Are You Ready to Purchase Personal or Corporate Medical Insurance
Request a quote today, and our experienced team at Savoy Insurance Brokers will help you secure reliable, cost-effective medical insurance solutions in Qatar.
Contact Us
Phone
Address
Savoy Insurance Brokers
Office no 104, 1st Floor
Safwa 26, Barwa Commercial Avenue
Doha, Qatar
Make an Appointment